The Affordable Care Act (ACA) has impacted higher education and the student health insurance industry. Insurance companies are no longer offering a voluntary/opt-in insurance product for schools to promote to students. Our current provider, United Healthcare, was only willing to contract with the school using a mandatory insurance plan option that required every student to be charged for the purchase of coverage unless they could otherwise prove they already carried personal health insurance. We performed exhaustive research on the Affordable Care Act and the student health insurance industry. We have come to the conclusion that a mandated insurance policy was not the best approach for our student body and have decided not to adopt a mandatory insurance plan/waiver policy at this time.
The resources linked below should be helpful for students who need to identify their options. Paying special attention to change of circumstance and qualifying life events will provide most students with the opportunity to obtain coverage prior to the next Health Insurance Marketplace open enrollment period which begins November 15.
Eligibility for coverage under a parent’s employer insurance plan if you are under the age of 26
The US Department of Health and Human Services Healthcare Marketplace at www.healthcare.gov/marketplace
State specific online healthcare plan “shopping” sites such as www.ehealthinsurance.com
We encourage students to use these resources to enroll in an insurance plan that would bring them into compliance with federal law.